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Medical Plans

Find the medical approach that fits your practice.

Your practice has more than one path to medical coverage. We can review the ABMSP Multi-Practice Health Plan (MPHP) alongside available carrier plans, funding approaches, and tailored strategies. We help you understand the differences before you decide.

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Guided medical review

Start with your practice, then compare your options.

DirectCare Solutions and Brown & Brown help your practice compare medical coverage and funding. Where the selected arrangement supports it, DirectCare can help develop direct specialty care access, transparent pricing, and concierge navigation around your practice’s needs.

ABMSP Multi-Practice Health Plan (MPHP)

The MPHP is a self-funded arrangement that offers nationwide BCBS and BlueCard network access and a custom network layer with concierge care access through DirectCare. Its own eligibility, Fund review, approval, and plan terms apply.

Carrier and group plans

Applicable fully insured and other carrier options depend on the practice’s state, size, and needs. Specific products and eligibility must be confirmed.

Alternative funding and administration

Applicable level funded, other self funded, PEO, and individual coverage strategies, including ICHRA where appropriate, can be evaluated.

The DirectCare advantage

Protect your team. Position your practice for growth.

Your practice buys healthcare for its people and delivers healthcare to its patients. DirectCare understands both sides. With Brown & Brown, DirectCare Solutions helps shape medical and ancillary benefits around your team, budget, and goals, with strategies that guide members toward high value care.

National specialty care and healthcare marketplace programs work with DirectCare to identify providers and develop network relationships. We bring that experience to your practice, helping you prepare for Centers of Excellence consideration, direct employer contracts, online marketplaces, and new patient and referral opportunities.

Schedule Practice Discovery

ABMSP MULTI-PRACTICE HEALTH PLAN (MPHP)

2026 plan designs and rates

Compare these three 2026 MPHP reference designs below. The broader nationwide BCBS and BlueCard tier is shown first; Northwell Direct terms apply only where that regional network is available.

Select your coverage tier to see monthly reference premiums

Network tier view

Monthly reference premiums include applicable union dues and producer compensation. Not a binding quote.

Ultra Plan A

PPO

Monthly reference premium

$925/mo

Employee coverage

Deductible (Individual)
T1: $0T2: $500
Out of pocket max
$6,000
PCP visit(Tier 2)
$35
Specialist(Tier 2)
$50
Urgent care(Tier 2)
$75
Referral required
No

3K Plus Plan B

HDHP

Monthly reference premium

$909/mo

Employee coverage

Deductible (Individual)
T1: $2,000T2: $3,000
Out of pocket max
$7,500
PCP visit(Tier 2)
$45
Specialist(Tier 2)
$55
Urgent care(Tier 2)
$95
Referral required
No

6K Plus Plan C

HDHP

Monthly reference premium

$876/mo

Employee coverage

Deductible (Individual)
T1: $5,000T2: $6,000
Out of pocket max
$9,200
PCP visit(Tier 2)
$45
Specialist(Tier 2)
$75
Urgent care(Tier 2)
$125
Referral required
No