Everyday Care
Dental
Routine care plus restorative protection.
- Basic: Preventive and basic services
- Premium: Adds major services and orthodontia
Ancillary Benefits
A practical menu of benefits beyond medical coverage
Review voluntary and employer sponsored options that can support employees and families. Start with a conversation about what your practice actually needs.
Explore ancillary benefit options
Product descriptions and benefit examples support discussion. Availability for a particular practice, terms, and any final benefit amount depend on confirmed product, carrier, eligibility, and state requirements.
Everyday Care
Vision
Eye exams, lenses, frames, and contact lens support.
- Routine eye care: Eye exams and standard lens support
- Eyewear choice: Support for frames or contact lenses
Life and Income
Basic Life and AD&D
Employer funded protection for employees and their families.
- Flat benefit: $15,000, $50,000, or $100,000
- Salary based: 2x annual earnings, up to $200,000
Life and Income
Supplemental Life and AD&D
Additional employee paid protection for employees and eligible dependents.
- Employee coverage: $10,000 increments, up to $400,000
- Dependent coverage: Spouse up to $100,000; child coverage may be available
Life and Income
Short Term Disability
Income support during a shorter covered absence.
- 50% design: Replaces 50% of predisability weekly earnings
- 60% design: Replaces 60% of predisability weekly earnings
Life and Income
Long Term Disability
Income support during an extended covered disability.
- 50% design: Replaces 50% of predisability monthly earnings
- 60% design: Replaces 60% of predisability monthly earnings
Supplemental Cash
Accident
Cash benefits for covered injuries and related services.
- Lower schedule: Lighter cash support for covered events
- Higher schedule: Larger cash benefits for covered events
Supplemental Cash
Critical Illness
A lump sum benefit following a qualifying covered diagnosis.
- $15,000 design: $15,000 employee initial benefit
- $30,000 design: $30,000 employee initial benefit
Supplemental Cash
Hospital Indemnity
Cash benefits following a covered hospital admission or stay.
- Lower design: $500 admission benefit; $100 per day
- Higher design: $1,000 admission benefit; $200 per day
Supplemental Cash
Cancer Coverage
Cash support for covered cancer-related treatment and care.
- Cash support: Benefit amounts and covered services depend on the final design
Personal Protection
Legal Services
Network attorney access for common personal legal matters.
- Common matters: Estate, family, home, and financial matters
- Additional support: Civil, elder care, and certain traffic matters
Personal Protection
Identity and Fraud Protection
Monitoring, digital safety tools, and restoration support.
- Individual: Protection for one person
- Family: Tools and safety features for a household
Personal Protection
Travel Medical
Medical assistance and protection for eligible travel.
- Travel support: Emergency medical and assistance services may be available
Personal Protection
Pet Insurance
Optional protection for eligible veterinary expenses.
- Voluntary coverage: Options and reimbursement levels vary by plan
Advantages at a glance
More ways to support your practice and team
Build a practical benefit approach with meaningful choices and guidance through each step.
Benefit choices
Broad benefit choice
Explore dental, vision, life, disability, supplemental cash, and personal protection options.
Flexible plan designs
Compare employer funded and voluntary approaches based on the needs of your practice and team.
Implementation support for your practice
Electronic quoting and enrollment
Where available, qualifying products can move through a guided electronic workflow.
Benefits administration support
Receive help coordinating elections, employee communications, enrollment, and ongoing administration.
Compliance support
Review eligibility, notices, employer requirements, and applicable state and carrier rules. This support does not constitute legal advice.
Benefit amounts and plan designs shown are examples, not binding offers. Some products, including legal services and identity protection, are confirmed options within the program. Availability for a specific practice, rates, eligibility, state access, and enrollment terms must still be confirmed with the applicable carrier and program.
Build a benefit approach around your practice
Start with a focused discovery conversation about your workforce, priorities, and available options.
Request Practice DiscoveryThe descriptions above summarize a range of plan designs currently being evaluated. They are not offers of coverage. Final carrier materials, rates, certificates, eligibility rules, state availability, employer elections, and enrollment instructions will control.